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Well-intentioned friends or family members often choose to leave an inheritance to a loved one with special needs. They may wish to help provide for their loved one’s long-term care or simply allow him or her to pursue hobbies or splurge on a vacation. Unfortunately,...

One of the most common objections to estate planning is that person doesn’t need a plan because “everything’s going to my spouse anyway.” The person may go further to say their assets, such as bank accounts and property, are in both names, so the problem is solved....

Choosing the right skilled nursing facility for a loved one is an incredibly difficult choice. There is so much to consider, ranging from the patient's needs and abilities, to the location of the facility in relation to the patient as well as other family members, the...

For more than half a century, Social Security disability benefits have served as a lifeline for millions of people with special needs. In fact, Social Security offers two distinctly separate disability benefit programs -- each serving nearly 10 million people -- with...

While every family needs a plan, estate plans are absolutely critical for blended families. Not only are there concerns about making sure the right assets go to the right people, but planning ahead can also help make the process go more smoothly when relationships are...

Both a Durable Power of Attorney and a Medical Power of Attorney allow other people to make decisions for you in the event you cannot do so yourself. Because the individuals chosen will have to coordinate your care, it is important to pick two people who will get...

Among the many challenges for families is making sure there will always be enough money to provide lifetime care for their special needs children. The costs are daunting: therapies, housing, medical care, and education, to name just a few. One way to plan for this...