Loved ones with special needs require special plans

Well-intentioned friends or family members often choose to leave an inheritance to a loved one with special needs. They may wish to help provide for their loved one’s long-term care or simply allow him or her to pursue hobbies or splurge on a vacation. Unfortunately,...

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But I don’t need an estate plan!

One of the most common objections to estate planning is that person doesn’t need a plan because “everything’s going to my spouse anyway.” The person may go further to say their assets, such as bank accounts and property, are in both names, so the problem is solved....

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Social Security Benefits: SSI v. SSDI

For more than half a century, Social Security disability benefits have served as a lifeline for millions of people with special needs. In fact, Social Security offers two distinctly separate disability benefit programs -- each serving nearly 10 million people -- with...

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Estate planning is critical for blended families

While every family needs a plan, estate plans are absolutely critical for blended families. Not only are there concerns about making sure the right assets go to the right people, but planning ahead can also help make the process go more smoothly when relationships are...

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