It seems like retailers start decorating for the holidays earlier and earlier each year. Seeing those decorations puts us in the mindset of family time and gift giving. Yet the one gift that can give our family true peace of mind in the event of a crisis – an...
Most grandparents love few things more than spoiling their grandchildren. One great way for grandparents to help provide for their grandchildren is to help fund their college education. The Uniform Gifts to Minors Act (UGMA) and the Uniform Transfers to Minors Act...
If you are in the process of setting up a special needs trust, you must appoint a trustee. This is one of the most important decisions you’ll make about the trust. The trustee must have the necessary expertise to manage the trust, including making proper investments,...
Everyday, but especially today, we are grateful for our veterans. Many veterans are unaware of the benefits that are available to them because of their service. In addition to federal benefits like Supplemental Security Income (SSI) and Social Security Disability...
It is no secret that the cost of long-term care can be out of reach for many families. Often, those families turn to state Medicaid programs to help pay for care for a loved one, and then are surprised to receive a bill upon their loved one’s death. Estate recovery,...
Myth: When one account holder of a joint account passes away, the contents of the account automatically passes to the other holder of the account. Fact: Many banks freeze an account – held by joint owners – after the first account holder’s death. An example can help...